Marine Insurance

Comprehensive protection for life at sea

Why does marine insurance matter?

Life at sea is unpredictable. Whether you sail for pleasure or operate a marine business, the right marine insurance protects your vessel, your crew, and your peace of mind.

From hull damage to liability claims, medical costs and more — marine insurance ensures you are covered both at the marina and on open waters.

With tailored coverage, you can sail safe — anywhere in the Balearics, across the Mediterranean, or worldwide.

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Sail with peace of mind. We’ve got you covered.

At Seippel & Seippel, we specialise in comprehensive marine insurances for private and commercial clients. From dinghies to superyachts, from individual crew to marine businesses — we insure it all.

Whether you’re cruising the Balearics, crossing oceans or operating within the marine industry — the right insurance is essential to protect your vessel, your crew, and your responsibilities at sea.

Our team combines deep industry knowledge with personal service to find the best solution for your specific needs.

We provide global coverage, competitive premiums, and clear advice — with no obligation.

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Questions about your coverage?

Not sure if your situation is covered? No problem.

Send us a message, and we’ll review your policy and advise you before you take any action.

What does marine insurance include?

› Hull & Machinery Insurance
Protection against total or partial loss, including engine failure, electronics, and onboard equipment.

› Motorboat Insurance
Tailored cover for motorboats, including laid-up periods, trailers and accessories.

› Lighter Craft & Marine Toys
Full coverage or third-party liability for dinghies, tenders and jet skis — standalone or bundled.

› Crew Health, Life & Accident Insurance
Individual or group medical coverage — on board or ashore — with options for global continuity between ships or contracts.

› Protection & Indemnity (P&I)
Comprehensive maritime third-party liability insurance for yacht owners, covering crew, guests, pollution, wreck removal and more.

› Third-Party Liability & Legal Defence
Coverage for claims caused by the owner, guests or crew — including legal costs and settlements.

› Marine Industry Insurance
Full commercial insurance for marine businesses: property, casualty, liability, business interruption, and employee risks.

For whom do we provide marine insurance?

We provide tailored insurance for:

› Private sailing and motor yachts

› Captains and crew members

› Charter companies and fleet operators

› Marina and boatyard staff

› Marine suppliers and service providers

› Superyacht owners and operators

› Marine tourism and rental businesses

Need advice or a personalised quote?

We’ll help you navigate the options and choose the coverage that fits your vessel, activity and lifestyle — with full transparency and no pressure.

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Frequently asked questions

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Do I need separate insurance for my dinghy, tender or jet-ski?

Yes, lighter crafts like tenders or jet skis often require dedicated coverage, especially if used separately from the main vessel. We can insure them as standalone or as part of your yacht insurance. Smaller craft like jet skis and tenders are often included in the main yacht insurance policy, these need to be properly declared and marked with the main vessels details. In some cases, if they are not considered a tender to a larger boat, these require their own insurance policy.

What is the difference between third-party liability and P&I insurance?

Third-party liability covers damages caused to others (e.g. collisions or onboard injuries). P&I (Protection & Indemnity) goes further — covering pollution, crew claims, legal defence, and other complex maritime liabilities. It’s essential for larger or commercial vessels. (e.g. collisions or personal injuries).

Is my boat insured while it's out of the water or laid up?

Yes. We offer laid-up cover for motorboats and yachts during storage or maintenance periods. This protects against fire, theft, and weather damage

Can I insure my crew or captain under the same policy?

Crew medical and accident insurance can be added separately for individuals or as part of a group plan. We offer flexible health coverage — onboard, ashore, and even between contracts.

What if I sail outside of Spain? Am I still covered?

Yes. We offer international policies that cover navigation across the Mediterranean, Europe, or worldwide — depending on your sailing plans.

Can marine insurance cover personal belongings onboard?

Absolutely. Valuable items such as navigation equipment, electronics, and even personal effects like clothing or art can be included in your hull & machinery policy.

How are premiums calculated?

Premiums are based on the type of vessel, its value, navigation area, mooring location, and usage (private or commercial). We assess your case and propose the most competitive offer.

I own a boat rental business. Can I get commercial coverage?

Yes. We insure commercial fleets, charter businesses, and marine service providers with tailored packages including liability, loss of revenue, and property damage.

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